Testimonials

“Thank you so much for all the assistance you have given us. Your level of professionalism is second to none! Being self employed, I have had a lot of grief from other mortgage brokers, but you have made things effortless for us.   On the investment end, everything is well. We are so happy with the added income, we keep looking for more money to invest.  Once again, thank you very much for all you've done for us.”
Peter & Allison, Caledonia

“You are super people and so caring.  You helped us so much.  We have told several of our friends about you.  We feel very secure in the investments you recommended, and we hope to do more investments in the future. 
P.S. We never did establish a date for dinner so why don’t we do it soon.”
Luv Pat and Bob, Erin

“I cannot thank you enough for all the help and support you gave me, while I went through the process of getting a new mortgage.  This was the first time I had ever gone through the process of changing mortgage providers, and I was a little out of my comfort zone at first.  You provided exactly the kind of support, guidance, and focus that made everything work out in a seamless - and painless - way.  I cannot thank you enough for your efforts, and hope to maintain a life long business relationship.”
 Michael, Scarborough

“We’ve been so pleased with the results of your recommendations, we’re now transferring our RRSPs as well!”
Owen & Gillian, Acton

“Financial security has always been an issue with me.  I have never been able to attain the feeling of financial security no matter how many seminars or investments I have made or attended for the past 25 years. At this rate of failure, I was sincerely going to just give up.  All this changed when I met you.

The first thing you did was break the wall of mistrust. The calculated risk that I was about to endeavour with your advise was virtually non-existent.  Secondly, you offered me options. All the options you offered did not risk my current financial position but instead improved it.  Two years later, I am pleased to write to you to let you know that I am experiencing greater wealth and sense of financial security, which I never thought I would have achieved. 

My personal life has changed dramatically. I am enjoying life the way a person who has worked hard all his life should enjoy. For this, I thank you and Carolyn beyond words.  2 new cars, 3 vacations, enjoying evenings out with my family and at the same time increasing my equity. Who would have thought someone with my scepticism would be sitting down to write a letter like this.  Banks couldn’t help me, stock market investors couldn’t help me and I surely couldn’t have done it on my own.  I want to personally thank you and Carolyn for providing my family the comfort we enjoy today. I also look forward to continuing my investments with you and enjoying the personal touch you bring to us with your time and devotion. 

If there is anyone out there that needs reassurance, you can, by all means refer them to me at any time. It’s the least I can do for you and Carolyn.  With all my respect”
Peter and family, Brampton

“We just wanted to take a moment to thank you for your role in helping us move into our first home. Your commitment to educating us about the process, your  patience in answering our many questions and your attention to detail around documentation, were all greatly appreciated. We never doubted your dedication to our success in taking this big step.   We're now comfortably ensconced in our home and enjoying getting to know the neighbours and our new neighbourhood. We couldn't have done it without you.  Again thanks”
Rick and Heather, Toronto

“As a realtor I have known Ernie since 2005, and I can say that using Ernie is by far the best way to go about finding and arranging the very best mortgage to suit your needs.  He is a specialist that knows how to package your application, what pitfalls to look out for, and how to protect your interest when dealing with banks or other lenders. He has all the “nuts and bolts” built into him to protect you from unforeseeable circumstances that often arise.  As an expert, he will lay out your options clearly, armed with what you want in terms of loan term, ideal rate, targeted monthly payments and the like.  He is always available, making his time your time, and it is my pleasure to recommend him to anyone looking to find out the right mortgage.  Keep up the good work Ernie!”
John Lascut, Sales Representative, Sutton Group Innovative Realty Inc., Brokerage

“I sold my rental property and split the money into the investments you recommended.  The returns are so much better, and now I have no rental headaches.  Thank you!”
Julian, Mississauga

“Over a year ago, my husband Randy and myself were invited to a seminar put on by Ernie and Carolyn.  At the meeting we heard about a way to invest in an unbelievable opportunity, using the assets of our home to do it.  At first it seemed "too good to be true" but because I have known Ernie and Carolyn for a while, I knew I could trust them.  Our first year investment was up in December and because we were so thrilled with the money we were making, we decided to not only roll our investment over for another year, but invest another chunk of money in a new investment.  Many thanks.”
Elizabeth and Randy, Brampton

“As an income tax professional I have referred my clients to Ernie to take
investment opportunities.   I appreciate Ernie’s professional presentation, and how he pays attention to my clients so much.  He is detailed, and confident, and the approach he’s offering helps my clients not only save money but also receive
significant investment income."
Rosa Mukhomedzyanova,  New Millenium Alliance Corp.

“Thanks Ernie and Carolyn.  It has been a pleasure to deal with you as you have secured two mortgages for me. You have gone beyond our expectations in finding us the best rates. Your service has been very appreciated.”
 Marlene, Hamilton

“I have known Ernie from church, and I learned that one of the things he does is help homeowners to mortgage their homes to raise investment capital that in turn would yield interest well in excess of the mortgage.  Although I have learned to be skeptical of financial products in general, Ernie’s opportunities were different in that they weren’t designed to be confusing to the investor.  It made perfect sense to me, and I realized that this may finally be an opportunity to have my equity working for me instead of against me.  Ernie was very helpful and informative, and had simple answers to the hard questions.  Ernie was patient and truthful, and allowed me to grill him again and again.  And Ernie brokered a very good mortgage for me, and helped me through the process of moving all the paperwork through the banks and lawyers.  We have been enjoying the benefits for close to a year and a half now, and our entire family has been able to experience a dream come true to go on a mission trip because of the extra income.  I truly appreciate Ernie for the help that he offered.  He considers his services to be a form of ministry, and has been a real blessing to us.  Sincerely,”
Barry & Joanne, Georgetown

 “It was a pleasure dealing with you both. Upon attending two investment information seminars we decided to access a large portion of our home equity and put it to good use which is now paying off our mortgage. We are now able to increase our net worth for our retirement in a shorter time frame. We would definitely recommend Carolyn and Ernie. Thanks for all your help!!!”
 Edward and Mary, Mississauga

 “We met Ernie & Carolyn about 4 years ago at their International Home Show booth.  We never felt pressured as they visited us in our home to discuss our options. Thanks to their advice and the seminars they have hosted, we have invested well and are receiving a very substantial return on our investments. We are well on our way to a very happy and early retirement.  Many thanks Ernie and Carolyn!”
Mark & Bernice, Mississauga

"Bryan and I just wanted thank you very much for the unique crystal bowl you had delivered to us for Christmas.  We really appreciate your kindness and generosity.
We also really appreciate your assistance in arranging our mortgage last year.  We are so happy to finally be in our own home.  So while we’re not really close to being able to have a house-warming party / get-together yet, we’re still very happy to be here, and most grateful for your significant help in making our dream a reality.
Hope you and your family have a wonderful and blessed 2008!"
Grace & Peace,
Janet & Bryan

"Ernie & Carolyn are at the top of our list regarding mortgage brokers who go beyond the call of duty!  Ernie and Carolyn always give honest, sound advice; speedy personal service; and consistently stay on top of all the details to ensure their clients needs are met and surpassed.  You can rest easy when working with Carolyn & Ernie."
Greg & Catherine Garant, Prudential Realty, Realtors since 1988